Portfolio construction
Holdings and allocations are developed within the agreed objectives, constraints and mandate.
StockBazar Services / Portfolio oversight
PMS
Portfolio Management Services
Understand how a managed portfolio may be designed, monitored and reviewed, along with the risks and terms to examine before making a decision.
Ask about PMS ↗
The basics
What is PMS?
Portfolio Management Services (PMS) is a service through which a portfolio is managed according to an agreed mandate. The structure, discretion, eligible investments, reporting and responsibilities depend on the provider and the written agreement.
PMS is not a deposit or a guarantee of performance. Portfolio values can rise or fall, and investors should review risks, fees, eligibility and terms carefully.
How portfolio management works
Process, mandate and oversight.
Risk management
Risks may be considered through diversification, position sizing, liquidity and portfolio limits.
Portfolio monitoring
Holdings, portfolio conditions and mandate alignment may be reviewed over time.
Personalised approach
Portfolio decisions are framed around the investor profile and agreed mandate, subject to service terms.
Suitability
Who may consider PMS?
PMS may be considered by investors whose financial position, objectives, risk tolerance, time horizon and service eligibility align with the provider's offering and applicable requirements.
A managed service is not suitable for everyone. Compare its investment approach, liquidity, concentration, fees, reporting and exit terms with other options before proceeding.
PMS process
From investor profile to ongoing review.
- Understand investor profile
Discuss objectives, experience, time horizon, constraints and ability to bear risk.
- Define objectives
Clarify the mandate, expectations, restrictions and measures for review.
- Develop portfolio strategy
Review the proposed approach, allocation framework, risks and disclosures.
- Investment and execution
Proceed only after reviewing and agreeing to the applicable documentation.
- Ongoing monitoring
Review portfolio information, changes and mandate alignment through the agreed reporting.
- Review and rebalance
Where appropriate and permitted by the mandate, review and rebalance holdings.
Before choosing
Questions worth asking.
Risk
What market, concentration, liquidity and strategy risks apply?
Fees
What are the complete charges, taxes and other costs?
Mandate
What decisions may be made, and what limits or permissions apply?
Access
What are the reporting, withdrawal, exit and termination terms?
Evidence
Read current disclosures and understand that past performance does not assure future results.
Common questions
PMS FAQs.
Does PMS provide guaranteed or risk-free returns?
No. PMS investments are exposed to market and other risks. Neither capital nor returns are guaranteed.
How is a portfolio managed?
The approach depends on the provider, mandate and agreement. Review the investment strategy, discretion, constraints, fees and reporting terms before engaging.
Is PMS appropriate for every investor?
No. Eligibility and suitability depend on individual circumstances and the provider's requirements. Consider independent professional advice where appropriate.
What should I compare before choosing?
Review the mandate, risks, fee structure, liquidity, disclosures, reporting and exit terms, and compare them with your goals and other available options.